Choose from our wide variety of accounts and services, from online banking to over 30,000 free ATMs. The most important service we offer is focusing on the Hopkins community & on our members.
We're here to help with your everyday banking needs, like easy-access checking, options for free checks and cash rebates, plus providing financial education tools for your success.
Members can enjoy higher rates on savings accounts, putting more of your own money back where it belongs - in your pocket.
Elevate your spending power with a credit card from Johns Hopkins FCU. Enjoy no annual fee* and no balance transfer fee* no matter which card you choose.
DON’T JUST TAKE OUR WORD FOR IT
"I love this credit union! They are very prompt with handling any questions and really put your needs first. The products they offer are top-notch as well!"
Kristen F., JHFCU Member
R.V., JHFCU Member
"We have had nothing but good experiences in over a decade with JHFCU."
© 2021 Johns Hopkins Federal Credit Union. All rights reserved
Built by and for the Hopkins community.
Looking for a new set of wheels? We'll help guide you through the process, from new car loans to refinancing options.
Our extensive mortgage program offers a variety of terms and competitive rate mortgage options, access to special grants, and helpful guidance to help you finance your home.
It pays to be a member. Get rewarded for your membership with lower loan rates, higher rates on savings, fewer fees, and special rebate programs!
FREE CHECKING ACCOUNT
We make checking easy with a
Why choose between free checking, dividend checking, and cash-back checking when you can have it all?
We've combined all of your favorites into one checking account.
Here's what you can expect when you open a checking account with JHFCU:
No Annual Fees & No Monthly Fees
No Minimum Balance Requirement
Cash-Back on select transactions
& much more!
SAVINGS ACCOUNT OPTIONS
An account to fit your lifestyle with
Find the right savings account from our various options. Whether you're looking to save some on the side or invest in a high-dividend Money Market account, JHFCU has options for all.
Learn more about our savings account options, including:
Share Savings Account
Money Market Account
IRA's
& much more!
CREDIT CARD OPTIONS
Boost your spending power with
Find the credit card that meets your lifestyle with our various credit card options.
From rewards to starter cards, enjoy no annual fees, no balance transfer fees,* and a 25-day interest-free grace period on new purchases.
Visa Starter Card
Visa Platinum Rewards Card
Secured Visa Credit Card
Visa Platinum Card
BLANK CHECK AUTO LOANS
Enjoy confident financing options & pre-approval with
Make the car-buying process easier with a trusted partner like Johns Hopkins FCU with you every step of the way. We'll help you determine which terms make the most sense for your budget, so you can feel prepared and confident in your car-buying experience.
60 days to make your purchas
No payments for 90 days**
Competitive rates
& much more!
HOME LOANS
Explore our extensive mortgage program
From first-time home buyers to refinancing a current mortgage, we offer an extensive mortgage program and home loans to fit every part of the home-owning journey. Explore our home loan programs designed with our members at the core.
Home Equity Loans & Lines
Mortgage Refinance
Special Mortgage Programs
& much more!
Who Can Join?
Why Join Johns Hopkins Federal Credit Union?
You have an unlimited number of choices when it comes to finding a financial institution, and will want to consider convenience, types of products that fit your financial needs, the value offered, and whether they have your best interest in mind — after all, what’s in it for you?
At JHFCU, you'll find a variety of accounts and services, such as convenient online and mobile banking, and over 30,000 free ATMs, but more importantly, you’ll find a financial institution that is passionate about helping its members manage their money and achieve their goals. We were built by and for the Johns Hopkins community, and have service standards and key principles that outline our commitment to our members. The individuals who make up the Johns Hopkins institutions help the world; at JHFCU, we help the Johns Hopkins individuals.
Learn more about becoming a member of Johns Hopkins today.
Current Or Retired Employees
Family Members
from most Johns Hopkins Institutions and Organizations
of current Johns Hopkins FCU members.
Alumni & Students
from Johns Hopkins University and its affiliate schools
Residents
worshippers, students, and employees within Census Tract 2605.01 in Baltimore, MD
Equal Housing Opportunity
Federally Insured by NCUA
Join A Credit Union Focused On The Hopkins Community
"The whole process of this loan was easy, I was able to complete it virtually, and everything was done very quickly. Dealing with JHFCU has always been easy, and the staff I have interacted with over the years have done a great job. I have been a member of JHFCU for 15 years and can honestly say the banking experiences I have had here are far superior to those I've had at any other institution. I never hesitate to recommend JHFCU."
B.F., JHFCU Member
Johns Hopkins Federal Credit Union (JHFCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHFCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHFCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select or are responsible for the goods and services offered by JHFCU.