Visit the dealership with the confidence with a Blank Check Auto Loan
from JHFCU*
Having a trusted partner like JHFCU can make your loan process not only easier, but quicker. Our team experts know the ins and outs of the car buying process and understand how valuable your time is. Let us help you navigate the entire process.
The Many Benefits of Financing With JHFCU
Whether you’re looking to purchase a new or used car with our Blank Check Auto Loan or you're refinancing an existing auto loan, we make the process quick and easy.
From the application to payment options - we'll get you out the door at a great rate so you can be on the way to enjoying your vehicle.
410. 534. 4500
2027 E. Monument St.
Baltimore, MD 21205
Address
Reinforce Your Unique Selling Proposition
"The credit union lives up to the advertised claims of making the process quick and easy. The amount of time that it took to complete the process far exceeded my expectations. I applied on a whim (while at work) and after completing the 5 minute or so application a rep contacted me, approved and shared loan terms all within a 2 hour time frame."
- A.H., JHFCU Member
Equal Housing Opportunity
Federally Insured by NCUA
© 2022 Johns Hopkins Federal Credit Union. All rights reserved
Don't Just Take Our Word For It
Johns Hopkins Federal Credit Union is an independent credit union. We serve the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retiress of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. Johns Hopkins Federal Credit Union is wholly owned by its members and chartered under the laws of the federal government.
Johns Hopkins Federal Credit Union (JHFCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHFCU holds a license to use the “Johns Hopkins” registered mark. JHFCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHFCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHFCU.
Award Winning
Superior Service.
No Payments for
Up to 90 Days**!
Competitive Rates
You Can Depend On.
Our members are incredibly important to us. That's why we go above and beyond to ensure your experience goes smoothly, and that all your questions are answered.
With our competitive rates you save much more. Lock in your rate at the time of pre-approval and it’s guaranteed for 60 days, even if rates go up.
You can defer your first payment for 90 days - or make your payment so you can pay off your loan quicker.*
* Valid on new and used cars only. Check valued up to the pre-approved amount. Other restrictions apply. Rebate will be credited to member's savings within 30 days of loan disbursal. Rebate excludes GAP and/or warranty amounts financed.
On Average Members Receive Rebates of
Over $300 with the Blank Check loan!*
We Make Car Buying Easier, Quicker, AND Save You Money.
**By skipping your first payments, up to 90 days, you extend your maturity date approximately up to three months. Credit insurance coverage you have on this loan does not cover any deferred payment. Since loan interest still continues to accumulate, your final payment on this loan may increase. This option is subject to change or may be discontinued at any time.
Blank Check Auto Loans
Get pre-approved for our Blank Check Auto Loan and know your interest rate ahead of time so you can confidently negotiate on price at the dealer.
It’s like paying with cash! Whether you’re looking at a brand new car or you’re considering something pre-owned, a JHFCU Blank Check Auto Loan streamlines the car buying process - from the application to driving off the lot with your new vehicle. Simply sign over the check and you're done!
Refinancing with us makes saving money fast and easy. Click below to begin our express refinancing application and see how much you can save. With incredible rates, flexible terms, and no pre-payment penalties, we have the perfect loan to fit your needs.
We'll even take care of paying off your old loan!
On average, refinancing with JHFCU can save you $1,500 over the total life of your loan. It only takes a few minutes to start saving today and take advantage of our great interest rates!
Auto Loan Refinancing
NOT A MEMBER?
Not a problem! Join today and start
enjoying the benefits of JHFCU.
✔ Good As Cash
✔ Quick and Easy
✔ 60 Days to Shop
✔ Competitive Rates
✔ No Prepayment Penalties
✔ Defer 1st Payment For up to 90 Days**
✔ Great Service
✔ Owned by Our Members
✔ Serving the Hopkins Community
"The service is prompt, and I got the best possible outcome I could ask for - the lowest APR for the length of time I wanted (72 months). I also appreciate the flexibility of the blank check process. Thank you!"
~ M.B. - A JHFCU Member
"I very much liked how easy it was to take a "blank check" loan to my auto dealer -- the process was much easier than I expected!"
~ J.S. - A JHFCU Member
Award Winning Service
MemberXP has named Johns Hopkins Federal Credit Union one of their 2022 Best of the Best award winners for “Best Loan Experience”. The award is given to credit unions that have consistently provided exceptional member service, as reported by members.
Phone